European bank sync for YNAB
Automatic European bank sync for YNAB
Stop manually entering transactions into YNAB or importing CSV files. BudgetSyncer connects your European bank accounts to YNAB and keeps transactions flowing automatically.
4.99€/mo · Cancel anytime · No credit card required to explore
Trusted by YNAB users across Europe
Automatic bank-to-YNAB syncing powered by GoCardless Open Banking so you can focus on your budget, not data entry.
- 30+
- Countries covered
- 2,500+
- Banks supported
- < 5 min
- Setup time
- 4x daily
- Sync frequency
How it works
Connect your bank
Link your European bank account via secure open banking
Map to YNAB
Choose which accounts sync to which YNAB budgets
Sync automatically
Transactions flow to YNAB 4x daily — YNAB deduplicates on import
Everything you need, nothing you don't
Connect once, then let BudgetSyncer handle the rest.
- Hands-free sync
- Transactions flow from your bank to YNAB automatically. No exports, no uploads, no manual work.
- YNAB handles deduplication
- Transactions are imported into YNAB with stable IDs. Duplicate detection stays in YNAB — BudgetSyncer focuses on reliable bank sync.
- Your rules, your data
- Map bank fields to YNAB however you like — payee, memo, reference. You decide what shows up.
- 30+ countries
- Works with thousands of European banks through GoCardless open banking. Chances are, yours is on the list.
Why choose BudgetSyncer?
Purpose-built for European YNAB users who want reliable, automatic bank syncing.
- Built for European banks
- Designed from the ground up for European banking — supporting SEPA transactions, local bank formats, and region-specific quirks that generic tools overlook.
- PSD2 open banking
- Connects through regulated open banking APIs via GoCardless. Your bank credentials are never shared — access is granted through your bank's own secure flow.
- Scheduled automatic sync
- Bank transactions sync to YNAB several times per day. YNAB handles duplicate detection on import — BudgetSyncer keeps the feed flowing.
- Custom field mapping
- Control exactly how bank data appears in YNAB. Map transaction fields to payee, memo, or reference — your budget, your rules.
- Indie-built with responsive support
- Built and maintained by an independent developer who uses it daily. Questions and issues get personal attention — no ticket queues or chatbots.
- Affordable pricing
- Simple monthly pricing: one base plan includes your first bank connection, with a small add-on per extra connection. No hidden fees — see exact totals on the pricing section before you subscribe.
Your security is the foundation
Connecting your bank account is a big step. Here's how BudgetSyncer keeps your data safe and gives you full control.
PSD2-regulated via GoCardless
Bank connections are handled by GoCardless Open Banking, a PSD2-regulated provider authorised by the FCA. BudgetSyncer never touches your bank credentials directly.
No bank passwords stored
BudgetSyncer never asks for or stores your bank login credentials. Authentication happens directly with your bank through secure open banking APIs.
Revoke access anytime
You can disconnect your bank at any time from within BudgetSyncer or directly through your bank. No lock-in, no questions asked.
Your data stays between you and YNAB
BudgetSyncer accesses transaction amounts, dates, descriptions, and account balances — solely to sync them to YNAB. No data is shared with third parties beyond YNAB.
Indie-built by Tommi
BudgetSyncer is independently built and operated by Tommi — a professional Finnish developer and YNAB user. No venture capital, no data monetisation, just a tool built to solve a real problem.
Read-only bank access
BudgetSyncer can only read your transactions and balances. It cannot move money, make payments, or modify anything in your bank account.
Questions? Get in touch
Have a question about BudgetSyncer, need help getting started, or want to share feedback? Reach out directly.
admin@budgetsyncer.comTypically replies within 24 hours
Pricing
includes 1 bank connection
A bank connection is one linked bank account in BudgetSyncer — one institution you authorize via open banking, mapped to one YNAB account. Each additional connection beyond the first adds to your monthly bill.
+1.49€/month per additional connection
- Automatic sync to YNAB
- Custom field mapping
- Cancel anytime
Examples
- 1 connection4.99 €/month
- 2 connections6.48 €/month
- 3 connections7.97 €/month
Create a free account to browse supported banks and connect YNAB. A card is only required when you subscribe to start syncing transactions.
No credit card is required to sign up or check bank support. Payment is collected at Stripe Checkout when you choose a paid plan to enable syncing.
Invite friends: they get 10% off their first month; you save up to 50% on your plan while friends stay subscribed. Available in your account after signup.
Already have an account? Sign in
Frequently asked questions
Everything you need to know about connecting your bank and syncing to YNAB.
Ready in under 5 minutes
Three steps. That's all it takes. Invite friends for 10% off their first month.
Create an account
Sign up and connect your YNAB budget in seconds.
Link your bank
Choose your bank and authorize via secure open banking.
Sit back
Transactions sync automatically. Your budget stays current.