Works with YNAB — You Need A Budget
Sync your bank to YNAB automatically
YNAB (You Need A Budget) is one of the world's leading budgeting apps. BudgetSyncer automatically syncs transactions from your European bank into YNAB — approved by YNAB, set up in 3 minutes. Start with a 7-day free trial, cancel anytime.
Approved by YNAB • 7-day free trial • Open Banking • GDPR • Operated by Dawnode Oy
Enable Banking2,500+ banks supportedBank-level encryptionWhy people trust BudgetSyncer
- Approved by YNAB
- Secure bank connection through open banking
- BudgetSyncer never sees or stores your online banking password
- Built specifically for European YNAB users
- Operated by Dawnode Oy
BudgetSyncer is now YNAB-approved
BudgetSyncer has been approved by YNAB as an integration, meaning it has passed YNAB’s review process.
Together with secure open banking connections and a clear privacy policy, this gives you a more transparent and trustworthy way to connect your bank accounts to YNAB.
What is YNAB?
YNAB stands for You Need A Budget — one of the most popular and highly rated budgeting apps in the world. It uses a simple zero-based method where you give every euro a job, so you always know what your money is for.
BudgetSyncer is built to work alongside YNAB: it automatically brings your European bank transactions into your YNAB budget so you spend less time on manual imports.
How it works
Three steps to automatic bank-to-YNAB sync. Setup takes under five minutes.
Connect YNAB
Link your YNAB budget with OAuth. We never see your YNAB password.
Connect your bank and link accounts
Pick your bank and attach each account to the matching YNAB account.
Transactions sync automatically
New transactions sync daily, skipping pending duplicates and reconnect overlaps.
No manual CSV imports. No repeated handwork.
BudgetSyncer is for you if…
- you use YNAB and your bank doesn’t import cleanly
- you live in Europe and want less manual work
- you want your budget to stay up to date automatically
Trusted by YNAB users across Europe
Automatic bank-to-YNAB syncing powered by Enable Banking so you can focus on your budget, not data entry.
- 29
- Markets with banks
- 2,700+
- Banks supported
- < 5 min
- Setup time
- 2x daily
- Sync frequency
Google reviews
5 · 2 Google reviews from real BudgetSyncer users
“This service is a real time saver and now my budget stays up to date without hassle.”
Google review
“A working product!”
Google review
Everything you need, nothing you don't
Connect once, then let BudgetSyncer handle the rest.
- Hands-free sync
- Transactions flow from your bank to YNAB automatically. No exports, no uploads, no manual work.
- Duplicate-aware sync
- BudgetSyncer prevents pending/booked duplicates and skips reconnect overlaps, then imports into YNAB with stable IDs.
- Your rules, your data
- Map bank fields to YNAB however you like — payee, memo, reference. You decide what shows up.
- 29 markets with banks
- Works with 2,700+ European banks through Enable Banking. Chances are, yours is on the list.
Why choose BudgetSyncer?
Purpose-built for European YNAB users who want reliable, automatic bank syncing.
- Built for European banks
- Designed from the ground up for European banking — supporting SEPA transactions, local bank formats, and region-specific quirks that generic tools overlook.
- PSD2 open banking
- Connects through regulated open banking APIs via Enable Banking. Your bank credentials are never shared — access is granted through your bank's own secure flow.
- Scheduled automatic sync
- Default sync twice per day; manual sync anytime. BudgetSyncer prevents pending/booked duplicates and skips reconnect overlaps.
- Custom field mapping
- Control exactly how bank data appears in YNAB. Map transaction fields to payee, memo, or reference — your budget, your rules.
- Indie-built with responsive support
- Built and maintained by an independent developer who uses it daily. Questions and issues get personal attention — no ticket queues or chatbots.
- Affordable pricing
- Simple monthly pricing: the base plan includes your first two bank connections, with a small add-on per extra institution. Map multiple accounts to YNAB within one connection. No hidden fees.
Bank guides for YNAB
Step-by-step guides for connecting popular European banks to YNAB — no CSV imports.
Security & privacy
Connecting your bank account is a big step. Here's how BudgetSyncer keeps your data safe and gives you full control.
PSD2-regulated via Enable Banking
Bank connections are handled by Enable Banking, a PSD2-regulated provider authorised by the Finnish Financial Supervisory Authority. BudgetSyncer never touches your bank credentials directly.
No bank passwords stored
BudgetSyncer never asks for or stores your bank login credentials. Authentication happens directly with your bank through secure open banking APIs.
Revoke access anytime
You can disconnect your bank at any time from within BudgetSyncer or directly through your bank. No lock-in, no questions asked.
Your data stays between you and YNAB
BudgetSyncer accesses transaction amounts, dates, descriptions, and account balances — solely to sync them to YNAB. No data is shared with third parties beyond YNAB.
Indie-built by Tommi
BudgetSyncer is independently built and operated by Tommi — a professional Finnish developer and YNAB user. No venture capital, no data monetisation, just a tool built to solve a real problem.
Read-only bank access
BudgetSyncer can only read your transactions and balances. It cannot move money, make payments, or modify anything in your bank account.
Questions? Get in touch
Have a question about BudgetSyncer, need help getting started, or want to share feedback? Reach out directly.
admin@budgetsyncer.comTypically replies within 24 hours
Pricing
Pick a plan, start your 7-day free trial, cancel anytime.
Billing period
50% offHow many bank connections?
2 included, then €8.00/yr each
Your price
2 connections, yearly billing — €29.99/yr
1 connection = 1 bank · up to 4 accounts · extras at the rate shown above
- Automatic sync to YNAB
- Custom field mapping
- Up to 4 accounts per bank connection
- Cancel anytime
Frequently asked questions
Everything you need to know about connecting your bank and syncing to YNAB.
Ready in under 5 minutes
Three steps. That's all it takes. Invite friends for 10% off their first month.
Create an account
Sign up and connect your YNAB budget in seconds.
Link your bank
Choose your bank and authorize via secure open banking.
Sit back
Transactions sync automatically. Your budget stays current.
Try BudgetSyncer free for 7 days on the website or in the App Store — no charge until your trial ends, cancel anytime.