Germany
Raiffeisen SparKreditbank is available for automatic YNAB sync in Germany through BudgetSyncer and GoCardless open banking. Authorize via your bank's PSD2 consent screen — no CSV exports, no passwords stored by BudgetSyncer.
Live data from GoCardless Bank Account Data for Raiffeisen SparKreditbank in Germany.
YNAB Direct Import (Plaid) only covers select banks in Germany — many users still CSV-import from Raiffeisen SparKreditbank. BudgetSyncer uses open banking where Raiffeisen SparKreditbank is listed in GoCardless.
Yes — when Raiffeisen SparKreditbank is listed under Germany in BudgetSyncer, you can authorize it through PSD2 open banking and map accounts to YNAB. Transactions import on a schedule without CSV exports.
YNAB Direct Import (Plaid) only covers select banks in Germany — many users still CSV-import from Raiffeisen SparKreditbank. BudgetSyncer uses open banking where Raiffeisen SparKreditbank is listed in GoCardless.
GoCardless reports up to 400 days of transaction history for Raiffeisen SparKreditbank. Initial sync imports available history; ongoing syncs add new transactions several times per day.
No. BudgetSyncer is an independent product that uses the YNAB API with your permission. YNAB and You Need A Budget are trademarks of YNAB; BudgetSyncer is not affiliated with, endorsed by, or sponsored by YNAB.