Germany

Sync Sparkasse Mülheim a.d. Ruhr transactions to YNAB

Sparkasse Mülheim a.d. Ruhr is available for automatic YNAB sync in Germany through BudgetSyncer and GoCardless open banking. Authorize via your bank's PSD2 consent screen — no CSV exports, no passwords stored by BudgetSyncer.

Start syncing

Institution details

Live data from GoCardless Bank Account Data for Sparkasse Mülheim a.d. Ruhr in Germany.

Institution ID
SPK_MULHEIM_AD_RUHR_SPMHDE3EXXX
BIC
SPMHDE3EXXX
Transaction history
360 days
Access consent valid for
180 days
Countries
Germany

YNAB Direct Import

YNAB Direct Import (Plaid) only covers select banks in Germany — many users still CSV-import from Sparkasse Mülheim a.d. Ruhr. BudgetSyncer uses open banking where Sparkasse Mülheim a.d. Ruhr is listed in GoCardless.

How to connect

  1. Create a free BudgetSyncer account and connect your YNAB plan with OAuth.
  2. Choose Germany in the bank picker and select Sparkasse Mülheim a.d. Ruhr from the institution list.
  3. Authorize via your bank's secure PSD2 flow and map accounts to YNAB.
  4. Subscribe to enable scheduled sync — transactions import several times per day.

FAQ

Can I sync Sparkasse Mülheim a.d. Ruhr to YNAB automatically?

Yes — when Sparkasse Mülheim a.d. Ruhr is listed under Germany in BudgetSyncer, you can authorize it through PSD2 open banking and map accounts to YNAB. Transactions import on a schedule without CSV exports.

Does YNAB Direct Import support Sparkasse Mülheim a.d. Ruhr?

YNAB Direct Import (Plaid) only covers select banks in Germany — many users still CSV-import from Sparkasse Mülheim a.d. Ruhr. BudgetSyncer uses open banking where Sparkasse Mülheim a.d. Ruhr is listed in GoCardless.

How much transaction history does Sparkasse Mülheim a.d. Ruhr provide?

GoCardless reports up to 360 days of transaction history for Sparkasse Mülheim a.d. Ruhr. Initial sync imports available history; ongoing syncs add new transactions several times per day.

Is BudgetSyncer official YNAB?

No. BudgetSyncer is an independent product that uses the YNAB API with your permission. YNAB and You Need A Budget are trademarks of YNAB; BudgetSyncer is not affiliated with, endorsed by, or sponsored by YNAB.

Sparkasse Mülheim a.d. Ruhr to YNAB — Automatic Sync in Germany | BudgetSyncer | BudgetSyncer