Can I sync Cetelem to YNAB automatically?
Yes — when Cetelem is listed under Portugal in BudgetSyncer, you can authorize it through PSD2 open banking and map accounts to YNAB. Transactions import on a schedule without CSV exports.
Portugal
Sync Cetelem transactions to YNAB
Cetelem is available for automatic YNAB sync in Portugal through BudgetSyncer and GoCardless open banking. Authorize via your bank's PSD2 consent screen — no CSV exports, no passwords stored by BudgetSyncer.
Institution details
Live data from GoCardless Bank Account Data for Cetelem in Portugal.
- Institution ID
- CETELEM_CETMPTP1XXX
- BIC
- CETMPTP1XXX
- Transaction history
- 365 days
- Access consent valid for
- 180 days
- Countries
- Portugal
YNAB Direct Import
YNAB Direct Import (Plaid) only covers select banks in Portugal — many users still CSV-import from Cetelem. BudgetSyncer uses open banking where Cetelem is listed in GoCardless.
How to connect
- Create a free BudgetSyncer account and connect your YNAB plan with OAuth.
- Choose Portugal in the bank picker and select Cetelem from the institution list.
- Authorize via your bank's secure PSD2 flow and map accounts to YNAB.
- Subscribe to enable scheduled sync — transactions import several times per day.
FAQ
Does YNAB Direct Import support Cetelem?
YNAB Direct Import (Plaid) only covers select banks in Portugal — many users still CSV-import from Cetelem. BudgetSyncer uses open banking where Cetelem is listed in GoCardless.
How much transaction history does Cetelem provide?
GoCardless reports up to 365 days of transaction history for Cetelem. Initial sync imports available history; ongoing syncs add new transactions several times per day.
Is BudgetSyncer official YNAB?
No. BudgetSyncer is an independent product that uses the YNAB API with your permission. YNAB and You Need A Budget are trademarks of YNAB; BudgetSyncer is not affiliated with, endorsed by, or sponsored by YNAB.